Effective Date: July 26, 2025
By accessing or using the website or services of Health Under 65, you agree to the following Terms & Conditions. Please read them carefully.
1. Services Provided
Health Under 65 provides insurance lead generation services, including free, no-obligation insurance quote tools and assistance from licensed insurance agents.
We are not an insurance company and do not guarantee specific rates, coverage, or policy approval.
2. User Responsibilities
By using our site, you agree that:
- You are at least 18 years old and a U.S. resident.
- The information you provide is accurate and truthful.
- You consent to being contacted by phone, SMS, or email by Health Under 65 and its marketing partners for insurance-related offers, even if you are on a do-not-call list.
3. Communication Consent
By submitting your information, you authorize Health Under 65 and affiliated parties to contact you using automated technology, prerecorded messages, or live agents. Message and data rates may apply. Consent is not required to make a purchase.
4. Intellectual Property
All content on this website — including logos, graphics, text, and design — is the property of Health Under 65 or its licensors and is protected by intellectual property laws. You may not copy, reproduce, or distribute any part of the site without written permission.
5. Disclaimers
- Health Under 65 does not offer insurance directly and is not responsible for the accuracy of quotes provided by third parties.
- We make no guarantees about policy availability, pricing, or coverage options.
- Our services are provided “as is” without warranties of any kind.
6. Limitation of Liability
Health Under 65 shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our site or services, including delays, errors, or data breaches.
7. Changes to Terms
We reserve the right to modify these Terms at any time. Continued use of the site after changes means you accept the updated terms.
8. Governing Law
These Terms & Conditions are governed by the laws of the State of [Your State], without regard to conflict of law principles.
9. Contact
For questions regarding these Terms:
Health Under 65
Phone: 812-356-8558